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GharKundli

Home-buying plan

90 days of expert help to find the right home.

A written shortlist, a verified report on every project, what flats actually sold for, and at least 5 guided site visits — with an expert on your side.

Mumbai · Thane · Navi Mumbai · Pune

₹2 lakh

saved if you negotiate even 2% off a ₹1 Cr flat, using what others actually paid

No pressure

Visit with us or your own way. Saying no is always fine.

₹2,999 back

unless you book a home we suggested and we earn nothing from it

Broker vs GharKundli planSee the difference, point by point

90 days · fully refundable under the rules

₹2,999one-time

  • Pay what others actually paid
  • Every shortlisted project checked before you pay
  • An expert on your side at site visits — or go your own way
  • Sales promises in writing

See when you get it back

What’s in it for you

Buy the right home, at the right price — with someone on your side.

  1. 01

    Pay what others actually paid, not the brochure price

    You'll know what flats in that tower were actually registered for. On a ₹1 crore flat, negotiating even 2% off is ₹2 lakh — more than 60 times the plan fee.

  2. 02

    Your plan, your way — nothing is forced

    Visit with our expert, or go with your family or your own broker. And no pressure to book: if nothing feels right, walking away is a good outcome — and your ₹2,999 comes back.

  3. 03

    Don't lock your money into the wrong project

    A builder can take up to 10% before the agreement — ₹10 lakh on a ₹1 crore flat. Every project on your shortlist is checked for legal cases, delays, title problems and weak agreement terms before you pay anything.

  4. 04

    Promises in writing, not just talk

    “Possession by 2027.” “No floor-rise charge.” “Parking included.” We get what the sales team promises written down, so you have it when it matters.

  5. 05

    Someone on your side in the sales office

    Site visits are built to pressure you — “only 2 flats left”, “offer ends Sunday”. Our expert asks the hard questions for you, so you're never negotiating alone.

  6. 06

    Your weekends back

    Only projects that fit your budget, area and needs — no wasted visits to projects that were never right for you.

  7. 07

    The full cost before you commit

    Price plus stamp duty, GST and registration — the real number, not the one in the ad.

  8. 08

    Still protected after you book

    Alerts until possession if dates slip or complaints appear — and if something serious happens, owners are brought together to act as one.

  9. 09

    No risk

    Your ₹2,999 comes back unless you book a home we suggested and we earn nothing from it.

Compared

Broker vs GharKundli plan

BrokerGharKundli plan
Projects you're shownWhatever they're sellingUp to 10 that fit your needs — each one checked
What flats actually sold forRarely sharedRegistered sale prices
Legal cases, delays, titleRarely checkedChecked on every project
Sales promisesVerbalIn writing
Site visitsWith themWith our expert — or your family or own broker
Pressure to bookPaid when you bookNone — you can always say no
After you bookUsually not involvedAlerts until possession
Cost to you“Free”₹2,999 — refundable

What you get

Everything a careful buyer would do — done for you.

Your needs, understood

A call about your budget, areas, flat size, possession timeline and must-haves.

A written shortlist

Up to 10 projects that fit, sent to you in writing with the date.

A verified report for each

The full GharKundli report on every shortlisted project — legal cases, delays, title, agreement terms, construction pace.

Construction update before each visit

The latest progress from the builder's team, labelled “From the builder” and checked against MahaRERA.

What flats actually sold for

Recent registered sale prices in the project, from government registration records.

A negotiation sheet

Recent prices, unsold stock, delay history and the full cost including stamp duty, GST and registration.

At least 5 guided site visits

Our expert puts every concern to the builder's sales team. Or go with family or your own broker — your choice.

Questions and promises in writing

Questions for the sales team prepared from the report; after each visit we send you what they promised, and ask the builder to confirm key points in writing.

Negotiation support at booking

Backed by the price data, when you're ready to book.

Home-loan guidance

Including which banks have already approved the project.

Alerts until possession

If the completion date moves or new complaints are filed on your project.

The buyer community

Monthly updates, and owners act together if something serious happens.

How it works

  1. 01

    Pay ₹2,999

    Fully refundable under the rules below. Your 90 days start now.

  2. 02

    Tell us what you need

    A short form, then a call. Your written shortlist follows.

  3. 03

    Visit and compare

    At least 5 guided visits, with a report and price data for each project.

  4. 04

    Book — or don't

    No pressure, ever. Deciding not to buy is a fine outcome.

Refunds

Your ₹2,999 comes back — unless you book a home we suggested and we earn nothing from it.

A fair deal, both ways

The reports, price data, shortlist and visits in this plan cost us real time and money — and we give them knowing you may not buy through us. We only ask for fairness in return: if you book a home we suggested and we earn nothing from it, please don’t ask for the refund. It’s the one case we don’t refund, and it’s what keeps this plan possible for everyone.

Unhappy after the first visitFull refund, plan ends
You cancel before any shortlist or visitFull refund
No home booked in 90 daysFull refund
You book a project that wasn't on your shortlistFull refund
You book a shortlisted project and the builder pays GharKundliFull refund, when the sale agreement is registered
You book a shortlisted project and GharKundli earns nothing (e.g. through another broker)No refund

Plan rules

  1. The plan runs for 90 days from payment. If you've done at least 2 visits and haven't booked, you get one free 30-day extension.
  2. One buyer or family per plan; it can't be transferred.
  3. Only the written, dated shortlist counts as a project we suggested — up to 10 projects.
  4. You agree we may register your name and number with the builders of projects on your shortlist.
  5. Visits are booked at least 24 hours ahead. A visit cancelled with less than 12 hours' notice, or missed, counts as used.
  6. Visits cover Mumbai, Thane, Navi Mumbai and Pune.
  7. Refund requests: within 15 days after the plan ends (earlier for the cases above), with a one-line declaration that neither you, your family, nor anyone on your behalf has booked a shortlisted project. Paid within 7 working days to your original payment method, or by UPI or bank transfer.
  8. A booking of a shortlisted project by you, your spouse, parents, children, or anyone buying on your behalf counts as your booking. A refund claimed on such a booking can be refused, or reclaimed if already paid.
  9. If a builder pays GharKundli for your booking, we tell you we were paid.
  10. Everything you receive — reports, price sheets, shortlists — is yours to keep, whatever happens.
  11. Every source is labelled: MahaRERA filing, government registration record, or the builder's claim. Nothing unverified is presented as fact.
  12. Not legal advice — confirm important points with a lawyer.

Also see our Terms and Refund policy.